I read the reviews of the app, as I do with every app before downloading, and was unsure. After some exploring, I made my first payment and my experience far exceeded my expectations. It was simple, link my checking account, schedule payment, and all is well. My overall rating: 9.5/10. That half point is for not adding a "remember me" option during the login process. Touch ID or just remembering username would be fantastic. Other than that, I recommend it to anyone who wants a quick and easy way to pay their car note.
Steve-Go about Toyota Financial Services, v1.7.4